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Background Check Glossary

44+ essential background screening terms explained in plain language. From FCRA compliance to AI-powered screening — everything you need to know.

A

Adverse Action

A decision by an employer not to hire, promote, or retain an individual based in whole or in part on the results of a background check. Under the FCRA, employers must follow a specific adverse action process including pre-adverse action notice, waiting period, and final adverse action notice.

Related:FCRAPre-Adverse Action Notice

Applicant Tracking System (ATS)

Software used by employers to manage the recruitment and hiring process. Modern ATS platforms integrate with background screening providers like VerifAI to streamline the screening workflow.

Related:HRISIntegration

B

Background Check

A comprehensive investigation into an individual's history, typically including criminal records, employment verification, education verification, and identity confirmation. Used by employers to make informed hiring decisions.

Related:Criminal Background CheckEmployment Verification

Ban-the-Box

Laws that prohibit employers from asking about criminal history on job applications. These laws require employers to delay criminal history inquiries until later in the hiring process, typically after an initial interview or conditional offer.

Related:Fair Chance HiringEEOC

C

Consumer Reporting Agency (CRA)

An organization that collects and provides consumer information, including background check data, to third parties. Background screening companies like VerifAI operate as CRAs and must comply with FCRA regulations.

Related:FCRABackground Check

Continuous Monitoring

Ongoing surveillance of an employee's criminal records, driving records, licenses, and other relevant databases after the initial pre-employment screening. Alerts employers to new risks in real-time rather than relying on periodic re-screening.

Related:Post-Hire ScreeningReal-Time Alerts

County Criminal Search

A search of criminal court records at the county level. County courts handle the majority of criminal cases in the United States, making county searches a critical component of comprehensive criminal background checks.

Related:Criminal Background CheckFederal Criminal Search

Credit Check (Employment)

A modified credit report used for employment purposes that shows credit accounts, payment history, and public records but does not include credit scores. Regulated by state laws that restrict use to specific job categories.

Related:FCRAFinancial Background Check

Criminal Background Check

A search of an individual's criminal history records at the federal, state, and county levels. Reveals felony and misdemeanor convictions, pending charges, and in some jurisdictions, arrest records.

Related:County Criminal SearchFederal Criminal SearchState Criminal Search

D

Disclosure and Authorization

FCRA-required documents that inform a candidate that a background check will be conducted (disclosure) and obtain their written permission to proceed (authorization). Must be provided as standalone documents.

Related:FCRAConsent

DOT Drug Testing

Federally mandated drug testing for safety-sensitive transportation employees regulated by the Department of Transportation. Follows strict protocols under 49 CFR Part 40.

Related:Drug TestingFMCSA

Drug Testing

Screening for the presence of illegal substances or prescription drug misuse. Common panels include 5-panel (standard), 10-panel (expanded), and 12-panel (comprehensive). Methods include urine, hair follicle, oral fluid, and blood testing.

Related:DOT Drug TestingSAMHSA

E

E-Verify

A web-based system operated by the Department of Homeland Security that allows employers to confirm the eligibility of their employees to work in the United States. Required for federal contractors and in some states.

Related:I-9 VerificationWork Authorization

Education Verification

The process of confirming a candidate's educational credentials, including degrees, diplomas, dates of attendance, and field of study. Conducted through the National Student Clearinghouse or direct institution contact.

Related:Credential VerificationDiploma Mill

EEOC

The Equal Employment Opportunity Commission — a federal agency that enforces laws prohibiting employment discrimination. The EEOC provides guidance on the use of criminal records in employment decisions, requiring individualized assessments.

Related:Adverse ActionBan-the-BoxIndividualized Assessment

Employment Verification

Confirmation of a candidate's work history, including previous employers, job titles, dates of employment, salary, and eligibility for rehire. Conducted through direct employer contact or payroll databases.

Related:The Work NumberReference Check

Expungement

A court-ordered process that seals or destroys criminal records. Expunged records should not appear on background checks. VerifAI's AI automatically filters expunged records in compliance with state laws.

Related:Sealed RecordsCriminal Background Check

F

Fair Chance Hiring

Employment practices that give individuals with criminal records a fair opportunity to compete for jobs. Includes ban-the-box policies, individualized assessments, and considering the nature and relevance of offenses.

Related:Ban-the-BoxEEOCIndividualized Assessment

Fair Credit Reporting Act (FCRA)

The federal law that regulates the collection, dissemination, and use of consumer information, including background checks for employment. Requires disclosure, authorization, accuracy, dispute resolution, and adverse action procedures.

Related:Consumer Reporting AgencyAdverse ActionDisclosure and Authorization

False Positive

A background check result that incorrectly matches a record to the wrong person, typically due to common names or similar identifying information. VerifAI's AI-powered matching reduces false positives by up to 85%.

Related:Name MatchingIdentity Verification

Federal Criminal Search

A search of criminal records in the federal court system, covering offenses prosecuted at the federal level including fraud, embezzlement, drug trafficking, and immigration violations. Covers all 94 federal judicial districts.

Related:Criminal Background CheckCounty Criminal Search

Fingerprint Background Check

A background check that uses fingerprint identification to search criminal databases. More accurate than name-based searches but requires in-person fingerprint collection. Required for certain government and regulated positions.

Related:Criminal Background CheckIdentity Verification

H

HRIS

Human Resource Information System — software that manages HR data including employee records, payroll, benefits, and compliance. Often integrates with background screening providers for seamless hiring workflows.

Related:ATSIntegration

I

I-9 Verification

The process of verifying an employee's identity and authorization to work in the United States, as required by federal law. All U.S. employers must complete Form I-9 for every new hire.

Related:E-VerifyWork Authorization

Identity Verification

The process of confirming that a person is who they claim to be. Methods include SSN trace, government ID verification, biometric matching, and address history analysis.

Related:SSN TraceKYC

Individualized Assessment

An EEOC-recommended process for evaluating criminal records in employment decisions. Considers the nature and gravity of the offense, time elapsed, and the nature of the job to determine relevance.

Related:EEOCFair Chance HiringAdverse Action

K

KYC (Know Your Customer)

Identity verification processes used primarily in financial services to confirm customer identities and assess risk. Increasingly applied in employment screening for financial and regulated positions.

Related:Identity VerificationAML

M

Motor Vehicle Record (MVR)

A report from a state's Department of Motor Vehicles showing an individual's driving history, including license status, violations, accidents, and suspensions. Essential for any position involving driving.

Related:Driving Record CheckDOT

N

Name Matching

The process of matching a person's name against database records during a background check. Advanced AI-powered matching considers name variations, aliases, and common name patterns to reduce false positives.

Related:False PositiveIdentity Verification

National Criminal Database Search

A search of aggregated criminal records from multiple sources across the United States. Provides broad coverage but should be supplemented with county-level searches for comprehensive screening.

Related:Criminal Background CheckCounty Criminal Search

Negligent Hiring

A legal claim against an employer for failing to exercise reasonable care in the hiring process, resulting in harm caused by an employee. Background checks are a key defense against negligent hiring claims.

Related:Background CheckDuty of Care

P

PBSA

The Professional Background Screening Association — the industry trade association for background screening companies. PBSA accreditation demonstrates adherence to industry best practices and standards.

Related:CRAAccreditation

Pre-Adverse Action Notice

A notice that must be sent to a candidate before taking adverse action based on background check results. Must include a copy of the background check report and a summary of FCRA rights.

Related:Adverse ActionFCRA

R

Reference Check

The process of contacting a candidate's professional references to verify work performance, skills, and character. Can be conducted via phone, email, or automated digital surveys.

Related:Employment VerificationBackground Check

S

SAMHSA

The Substance Abuse and Mental Health Services Administration — the federal agency that certifies laboratories for workplace drug testing. SAMHSA-certified labs meet strict quality and accuracy standards.

Related:Drug TestingDOT Drug Testing

Sealed Records

Criminal records that have been sealed by court order and are not available to the general public. Sealed records should not appear on background checks. Different from expungement in that records still exist but are restricted.

Related:ExpungementCriminal Background Check

Sex Offender Registry

A database maintained by each state containing information about individuals convicted of sex offenses. National sex offender registry searches are a standard component of criminal background checks.

Related:Criminal Background CheckNational Database Search

SOC 2 Type II

A security compliance framework that verifies an organization's controls for security, availability, processing integrity, confidentiality, and privacy. SOC 2 Type II certification requires ongoing audit of these controls.

Related:Data SecurityCompliance

Social Media Screening

The review of a candidate's publicly available social media profiles and online presence to identify potential workplace risks. Must be conducted in compliance with FCRA and EEOC guidelines to avoid discrimination.

Related:Background CheckEEOC

SSN Trace

A search using a Social Security Number to verify identity and retrieve associated names, addresses, and date of birth. Used as the foundation for comprehensive background checks by identifying jurisdictions to search.

Related:Identity VerificationCriminal Background Check

State Criminal Search

A search of criminal records maintained at the state level, typically through a state's central repository or administrative office of the courts. Coverage and availability vary significantly by state.

Related:Criminal Background CheckCounty Criminal Search

T

The Work Number

A database operated by Equifax that contains employment and income records contributed by employers. Used for instant employment and income verification without requiring direct employer contact.

Related:Employment VerificationIncome Verification

Turnaround Time

The time between ordering a background check and receiving completed results. VerifAI's AI-powered platform delivers 85% of results within 1 hour, compared to industry averages of 2-5 business days.

Related:Background CheckSLA

W

Watchlist Screening

Searching an individual against government watchlists, sanctions lists, and denied party lists. Includes OFAC SDN list, FBI Most Wanted, Interpol, and other global sanctions databases.

Related:Criminal Background CheckInternational Screening

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