Michael Chen

Review

Financial Analyst · Apex Financial · Screened April 6, 2026

VRF-4819

Risk Score

AI Executive Summary

Michael Chen's profile requires manual review due to a misdemeanor DUI from 2021 and a 14-month employment gap (2020-2021). Identity and education are verified. The DUI charge was resolved with probation completed in 2022. Consider the nature of the role and your organization's policies before making a hiring decision.

Flagged Items

Misdemeanor DUI (2021) — Resolved, probation completed 2022

14-month employment gap (March 2020 — May 2021)

Identity Verification

Verified

SSN verified across 3 independent databases
Photo ID matches all records
Current address confirmed (Chicago, IL)

Criminal History

Record Found

Federal criminal search: No records found
State criminal search: 1 record found
Cook County Court: Misdemeanor DUI (June 2021)
Sentence: 12 months probation, completed June 2022
No subsequent offenses

Employment History

Gap Detected

Apex Financial — Analyst (2023-Present): Pending verification
Morgan Stanley — Junior Analyst (2021-2023): Confirmed
Employment gap: March 2020 — May 2021 (14 months)
Bank of America — Intern (2019-2020): Confirmed

Education

Verified

MBA, University of Chicago Booth (2023): Confirmed
BS Finance, University of Illinois (2019): Confirmed
CFA Level II: Confirmed